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Address: 197 Woodland Pkwy Suite 104 - 320, San Marcos, CA 92069
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January 6, 2023

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January 6, 2023

What is the Medicare Qualified Disabled and Working Individuals (QDWI) Program?

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Our Reviews

This father and daughter team is the best.

Milly D'Angelo
1/20/2026

Heather Gray made everything so easy! Thank you Heather!!!!

Sandra Adams
1/09/2026

Health Insurance can be overwhelming at times. Heather at “Just Us” makes everything seem easy with her knowledge and calm demeanor. We are thrilled with the service we have received over the years.

Jane Asher Reaney
1/02/2026
Heather is Friendly and helpful. She explained all aspects clearly and thoroughly. Going to just us was the best! I’m very happy.

Laurie Ayres
12/08/2025

Great communication and customer service. Dealing with a Professional that knows all the Advantage Plans make a big difference

Joe Gomez
12/02/2025

Jay has been our Medicare Guru since I retired... and then started another business. When someone says, "Medicare Specialist", we figure they're referring to 'Our Jay', the one who's kept us in our best coverage for over a decade now. Simple thanks are never enough... Continuing praise for a job well done will last forever..... Best to you Jay

Al Sterling
11/26/2025
My husband and I have been working with Jay Gray for the past several years. He's a pleasure to work with and has very diligently walked us through changes in the Medicare Advantage system for 2026. Highly recommend!

Sally Gill
11/24/2025

Thank you for all your help.

Joanie Snedeker
11/17/2025

Heather has been helping me for many years through ACA and now Medicare! I have referred several people to her and they're getting help in a very complicated system! Well worth the time and it cost you nothing! Thank you Heather

Samantha Sandy
11/15/2025

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About Us

Our flagship office is Located in San Marcos, CA. We now have a second Home/office in Pinetop AZ. Just Us Insurance are Independent Insurance brokers helping hundreds of seniors navigate their options for Medicare for over a dozen years in over 30 states, And the best part is our services are NO COST!

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Recent News

AARP Urges Seniors to Review Medicare Plans During Open Enrollment

October 15, 2025

AARP Statement On Social Security Maintaining Phone Services

April 9, 2025

AARP Statement on HHS Restructuring

March 27, 2025

Southern California

Hotlines: 877-777-7055
Address: 574 Tam o Shanter Dr, San Marcos, CA 92069

Arizona

Address: 4286 E Blue Ridge Loop, Pinetop, AZ 85935
Hotlines: 928-933-2950
Mon-Sat: 8:00AM - 7:00PM

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We are Not Affiliated with or endorsed by the government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 15 Insurance carriers in 30 states with over 1000 + National plans. Please contact Medicare.gov, 1-800-Medicare or your local State Health Insurance Program to get information on all your options.

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