Can I use Medicare out-of-state?

Any healthcare provider or medical facility that accepts Medicare across the United States is included within Original Medicare’s scope of coverage.

For individuals with Medicare Advantage, their coverage might be restricted to a particular region, with the plan’s specifics dictating if coverage is applicable outside their home state.

Those enrolled in Health Maintenance Organizations (HMOs) are generally required to utilize designated health service providers. It’s uncommon for services outside the network, especially those in a different state, to be eligible for coverage.

Conversely, a Preferred Provider Organization (PPO) might offer coverage for healthcare services provided out-of-state. To ascertain whether your plan offers such protection, it is advisable to scrutinize the plan’s details or reach out to your insurance provider.