If you’re enrolled in traditional Medicare, Part B encompasses telehealth services. You’ll be responsible for a 20% coinsurance of the amount approved by Medicare for your healthcare provider’s services once you meet the deductible for Part B. The cost you incur for telehealth services will typically mirror that of in-person services.
The outbreak of the Coronavirus (COVID-19) led Medicare to broaden the rules around telehealth, allowing medical professionals to offer telehealth services for COVID-19 treatment and other appropriate medical situations. This can occur within various settings such as medical offices, hospitals, and places where people reside, like homes, assisted living facilities, and nursing homes. Standard Medicare coinsurance and deductibles are maintained, but some healthcare providers might offer reductions or waivers for these fees under certain circumstances.
When you’re part of a Medicare Advantage Plan, at the least, it will cover everything Original Medicare (Part A and Part B) covers, which includes telehealth. Certain Medicare Advantage Plans might provide additional telehealth benefits. Furthermore, you may find that the costs you pay out-of-pocket could be less within some of these plans.
