A flex card is a debit card beneficiaries can use to purchase medical items and equipment. The cards are typically associated with flexible spending accounts and are available to health plans throughout the country.
Insurance companies issue these cards on specific plans only. Moreover, each card has a different spending limit. The flex card benefit is not common in Medicare Advantage plans, but you can find it in a few.
How Do Seniors Get a Flex Card?
Advertisements for Medicare-supplied flex cards are currently in circulation. Often, these ads contain misleading or false statements.
The Medicare program does not provide seniors with flex cards. Therefore, these cards do not fall under government control.
The cards in these ads are distributed by private Medicare Advantage plans, not by Original Medicare. Many legitimate insurance companies offer this benefit, but all require beneficiaries to enroll in Medicare Advantage plans.