Typically, the answer is negative. If the Marketplace in your region operates under the federal government, it’s not an option to purchase a stand-alone dental plan unless you are simultaneously enrolling in a health plan. However, if your state manages its own Marketplace, it might permit you to obtain a stand-alone dental plan. Historically, dental care didn’t earn inclusion in Medicare coverage due to an absence of knowledge and resources. The U.S. Centers for Medicare & Medicaid Services came into existence in 1965, yet virtually no modifications have been implemented to include dental benefits.
The Original Medicare, consisting of Parts A and B, normally excludes dental services, with a few exceptions. For instance, if dental surgery requires you to be hospitalized, Part A will take care of your hospitalization expenses. Yet for additional dental procedures such as dental prophylaxis or endodontic therapy, you’re responsible for the total costs incurred.
