IRMAA 2024

Part B Deductible - $240 Annual

Individuals Married IRMA +Part B Premium
$103k or less $206 or less $0$174.70 mo.
$129k or less$258 or less$69.90 $244.60 mo.
$161k or less $322k or less $174.70 $349.40 mo.
$193k or less $386k or less $279.50 $454.20 mo.
$500k or less $750k or less $384.30$559.00 mo.
$500k or more $750k or more $419.30 $594.00 mo.

Step 1

Enroll in Original Medicare

Original Medicare
Provided by the federal government

Part A

Helps pay for hospital stays and inpatient care

Part B

Helps pay for provider visits and outpatient care

Step 2

After you enroll in Original Medicare, there are two ways to get additional coverage

Option 1
Add one or both of the following to Original Medicare:

Medicare Supplement Insurance
Offered by private companies

Helps pay some or all thecosts not covered by Original Medicare

Medicare Part D Plan
Offered by Medicare-approved private companies

Helps pay for prescription drugs

or

Option 2
Choose a Medicare Advantage plan:

Medicare Advantage Plan
Offered by Medicare-approved private companies

Part C

Combines Part A (hospital insurance) and Part B (medical insurance) in one plan

Part D

Often include prescription drug coverage

May offer additional benefits not provided by Original Medicare