If you lack (and are ineligible for) Medicare, the Health Insurance Marketplace® is available to assist you in securing a plan that accommodates your health needs and financial constraints. Based on your individual circumstances, you might opt for the Marketplace over Medicare for your healthcare insurance.
I’m already enrolled in Medicare. Is it necessary for me to sign up for the Marketplace as well?
No. Your enrollment in the Marketplace has no bearing on your Medicare selections or entitlements. This means regardless of how you receive Medicare, be it through Original Medicare or a Medicare Advantage Plan, there’s no need for any modifications.
Is it possible to obtain a Marketplace policy in conjunction with Medicare?
No. It is illegal for someone who is aware that you’re a Medicare beneficiary to offer you a Marketplace policy. This holds true even if your coverage is limited to just Medicare Part A (Hospital Insurance) or solely Medicare Part B (Medical Insurance).
If you’re seeking additional coverage to complement Original Medicare, consider visiting Medicare.gov to explore your options regarding Medicare Supplement Insurance (Medigap) plans. Additionally, you can gather information about alternative Medicare solutions, such as Medicare Advantage Plans.
