It is important to understand what Original Medicare Part A and Part B do not cover. Some of the items and services Medicare doesn’t cover include:
- Long-term care (also called custodial care )
- Most dental care
- Eye exams related to prescribing glasses
- Dentures
- Cosmetic surgery
- Acupuncture
- Hearing aids and exams for fitting them
- Routine foot care
- Part A and B copayments, coinsurance, deductibles
- Prescription Drugs
To determine if Medicare covers a specific test, item, or service, you can visit www.medicare.gov/coverage.
Medicare Supplement plans can help pay some of the health care costs Medicare does not, including:
- Copayments
- Coinsurance
- Deductibles
Medicare Advantage plans must, at a minimum, offer the same benefits as Original Medicare Part A and Part B but, in most cases, offer significantly more benefits. These additional benefits are sometimes called supplemental benefits and include things such as lower cost-sharing, dental, vision, hearing, meal plans, fitness memberships, transportation, and much more. Most Medicare Advantage plans also include Medicare prescription drug coverage and is commonly known as MAPD plans.
