Molly O

Jay has been a good friend for years but this is the first time I’ve used his insurance services as I am turning 65 soon and will start Medicare. I needed to learn all about the secondary coverage considering my circumstances. I am moving from California to Oregon and he was able to recommend what coverage would give me the most value for either state as I will be commuting back and forth several times during the year. Also I told him about my eye surgeon in Portland OR to be certain his services will be covered fully and he assures me they will. No question, he will help you too!

Our Reviews

Jay is fantastic!! Took his time with us to explain all of our Medicare options. Jay is knowledgeable and patient and so personable on top of it! We highly recommend! 5 Stars!

Renee Massey
11/02/2024

Immediate, exact, response to my inquires and fulfilled our insurance needs. Justus insurance Services is A-1 business in their field!! Eli and Benjamin Barnes Prescott AZ

Ben Barnes
10/28/2024

I was pleasantly surprised how Jay made the sign up so easy and quick. Found so many options and great information on the upcoming medicare changes. He really makes you feel like family. Thanks Jay

Barbara S
10/27/2024
Aging has new challenges. Jay takes the process of obtaining good healthcare and makes it simple. My husband and I have very different medical needs and we both feel comfortable with the care we get. We highly recommend him

Karen Cherman
10/27/2024

THANK YOU JAY! Absolute Five Star Review for the outstanding care, education, incredible knowledge and utter professionalism you provide! Checking in on my continued Medicare options with JUSTUS, Jay once again provided me with an alternative plan that will grant me exceptional care and save me considerable $$’s looking forward. I HIGHLY recommend Jay Gray to all. Know you’re in EXCELLENT hands with JUSTUS!

Shawn-Marie
10/26/2024

Jay is like having your brother help you with your insurance needs. Simple can’t say enough good things. I have known Jay for some 20 years and I trust his ability to locate the best plans for me with my insurance needs.

Steve Kemp
10/25/2024
Jay Gray provides a wonderful service! Because he has access to many health insurance companies, together he and I were able to walk through my health needs and match me up with the most cost effective and pertinent insurance plan. Providing the best match up possible!

Shanoa Pia
10/16/2024

Jay has done an excellent job of helping get thru medicare enrollment and all that comes with it! Great at answering all my questions with patience and understanding!! Thanks for a great job!

mike sirota
10/08/2024

Jay is VERY knowledgeable about Medicare and makes the whole process EASY!

Sheryl Gulan
10/07/2024

About Us

Just Us Insurance is Based in Sunny San Marcos, California. We are independent insurance brokers and have been helping Southern Californians find affordable Insurance for over 17 years.

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IRMAA 2024

Medicare Part B – Second opinion before surgery

May 31, 2023

Who’s eligible for the Medicare hospice benefit

May 30, 2023

We are Not Affiliated with or endorsed by the government or the federal Medicare program. We do not offer every plan available in your area. Currently we represent 15 Insurance carriers in 30 states with over 1000 + National plans. Please contact Medicare.gov, 1-800-Medicare or your local State Health Insurance Program to get information on all your options.