Medicare Advantage policies providing added dental coverage that encompasses dental implants can be advantageous. An additional premium might be required, and there’s an inevitable cap on dental benefits that can be used, in addition to potential copayments or a share of the cost you’re responsible for.
A limited number of Medicare Advantage plans may include coverage for dental implants, yet others may explicitly exclude dental implants even if they offer different dental services. While some policies might cover elements like artificial crowns or the post itself, they may not cover the actual surgical procedure needed to place the implant.
In the event that you’re considering dental implants, prepare to face some degree of personal financial responsibility.