There are many types of Life Insurance, however we try and keep it as simple as 1 – 2 – 3
– Term Life Insurance
– Universal Life Insurance
– Final Expense – Burial Insurance
Who Needs Life Insurance?
Not everyone needs life insurance. The general rule is that you only need life insurance if you have dependents. Typically, dependents are children who still live at home or have yet to graduate from college. But a dependent could be anyone who is financially dependent on you, like a spouse, sibling or an aging parent.
Life insurance is generally designed for younger, working people with families. Here’s why: Life insurance is meant to replace your “value” to your family once you’re gone. For a working parent, a big part of that value is your salary. If you die, you’ll want your family to receive enough money to replace your salary for at least the next five to seven years
Just Us Insurance – 877-777-7055
